AI in Economy
1987 ³â °¡À», ½ºÅÄÆ÷µå ´ëÇÐ °æÁ¦ÇÐÀÚ W. Brian Arthur ¿Í ¹Ì½Ã°£ ´ëÇÐ ÄÄÇ»ÅÍ °úÇÐÀÚ John Holland ´Â .... ÄÄÇ»ÅÍ ¼Ó¿¡ Àΰø ÁֽĽÃÀåÀ» âÁ¶ÇÏÀÚ´Â »ý°¢¿¡ µµ´ÞÇÏ°Ô µÇ¾ú´Ù. ±×µéÀº ±×°ÍÀÌ ¼ö³âµ¿¾È »ç¶÷µéÀÌ ±Ã±ÝÇØÇϰųª µÎ·Á¿ö ÇØ ¿Â ¸¹Àº °æÁ¦ ¹®Á¦¿¡ ´ëÇÑ ÇØ´äÀ» Á¦°øÇÒ ¼ö ÀÖÀ» °ÍÀ¸·Î ±â´ëÇß´Ù..... ¾Æ¼¿Í Ȧ¶õµå´Â °æÁ¦¿¡ ´ëÇÏ¿© ¸¹Àº »ç¶÷µéÀÌ Å͵æÇϰí ÀÖ´Â ÁöÇý¸¦ ¾Ë°í ÀÖ¾ú´Ù. ±×°ÍÀº "¿À´ÃÀÇ ÁÖ°¡´Â ´ÜÁö ³»ÀÏ Áֽİ¡°ÝÀÇ ÇÒÀÎ ±â´ëÄ¡¿¡ ¹è´ç±ÝÀ» ´õÇÑ °ÍÀ̾ú´Ù" ¶ó´Â °ÍÀÌ´Ù (.... ³»ÀÏÀÇ ÁÖ°¡´Â ³»ÀÏÀÌ µÇ¾î¼ »ý°¢ÇØ º¸¸é ¾îÁ¦ÀÇ ÁÖ°¡°¡ ¹Ý¿µµÈ °ÍÀ̶ó´Â ¶æÀÌ´Ù). °¡°Ý °áÁ¤ ÀýÂ÷¿¡ ´ëÇÑ ÀÌ·¯ÇÑ ÀÌ·ÐÀº ³»ÀÏÀÇ ÁÖ°¡¸¦ ¿¹ÃøÇϴµ¥ ¿À´Ã ÁÖ°¡¸¦ °´°üÀûÀ¸·Î »ç¿ëÇÒ ¼ö ÀÖ´Â ¹æ¹ýÀÌ ÀÖ´Ù´Â °¡Á¤À» ¹è°æÀ¸·Î ÇÏ´Â °ÍÀÌ´Ù. ±×·¸Áö¸¸, ÀÌ·± Á¤º¸´Â °á±¹Àº (³»ÀÏÀÇ ÀÔÀå¿¡¼´Â) ÀüÇüÀûÀ¸·Î °ú°ÅÀÇ °¡°Ý, °Å·¡·®, °æÁ¦ ÁöÇ¥ µîÀ¸·Î ±¸¼ºµÈ °ÍµéÀÌ´Ù. µû¶ó¼, ³»ÀÏÀÇ ÁÖ°¡¸¦ ¿¹ÃøÇϱâ À§ÇÏ¿© °ú°Å Á¤º¸¸¦ Åë°èÀûÀ¸·Î ó¸®ÇÏÀÚ´Â °¡Á¤¿¡ ¹è°æÀ» µÐ ¿ÏÀüÈ÷ ´Ù¸¥ ¸¹Àº ¹æ¹ýµéÀÌ Á¸ÀçÇÑ´Ù. ¿¹¸¦ µé¾î, "³»ÀÏ ÁÖ°¡´Â ¿À´Ã ÁÖ°¡¿Í °°À» °ÍÀÌ´Ù" ¶ó°í ÇÒ ¼öµµ ÀÖ°í, ¾Æ´Ï¸é "³»ÀÏ ÁÖ°¡´Â ¿À´Ã °¡°ÝÀ» ¹è´ç ºñÀ²·Î ³ª´« °Í°ú °°À» °Í" À̶ó°í ¿¹ÃøÇÒ ¼öµµ ÀÖÀ¸¸ç, ¾ó¸¶µçÁö ´Ù¾çÇÑ ¿¹ÃøÀ» ³»¸± ¼ö ÀÖ´Ù.
ÁÖ¾îÁø Á¤º¸¸¦ À¯ÀÏÇÏ¸é¼ ÃÖÀûÀ¸·Î ó¸®ÇÒ ¹æ¹ýÀÌ ¾ø´Ù´Â ´Ü¼øÇÑ °üÂûÀ» ÅëÇÏ¿© ¾Æ¼¿Í Ȧ¶õµå´Â °¡°ÝÀ» ¿¹ÃøÇÏ´Â ¿¬¿ªÀûÀÎ ¹æ¹ýµéÀº ±â²¯ÇØ¾ß ÇмúÀûÀÎ ¼Ò¼³¿¡ Áö³ªÁö ¾Ê´Â´Ù´Â ±×¸® ³î¶ó¿ï °Íµµ ¾ø´Â °á·ÐÀ» ³»·È´Ù. ÁֽĽÃÀåÀÇ ¸ðµç ÅõÀÚ°¡°¡ µ¿ÀÏÇÑ ¹æ¹ýÀ¸·Î ¿¹»ó °¡°ÝÀ» »êÃâÇÏÁö ¾ÊÀ» °¡´É¼ºÀÌ ÀÖ´Ù´Â ¸í¹éÇÑ »ç½ÇÀ» ÀÎÁ¤Çϱ⸸ ÇÑ´Ù¸é, ÁÖ°¡¸¦ ¿¹ÃøÇÔ¿¡ ÀÖ¾î¼ °íÁ¤µÈ ±ÔÄ¢¿¡ ÀÇÁ¸ÇÏ´Â °íÀüÀûÀÎ °æÁ¦ À̷п¡¼ »ç¿ëÇÏ´Â ¿¬¿ªÀûÀÎ Á¢±Ù¹ýÀº ¿©Áö¾øÀÌ ¹«³ÊÁø´Ù. µû¶ó¼, ÅõÀÚ°¡´Â ´Ù¸¥ ÅõÀÚ°¡°¡ ¾î¶»°Ô °¡°ÝÀ» ¿¹ÃøÇÏ¸ç ±×µéÀº ¾î¶»°Ô ÇൿÇϴ°¡¿¡ ´ëÇÑ Àڱ⠳ª¸§´ë·ÎÀÇ °¡Á¤À» ¼¼¿ö¾ß¸¸ ÇÑ´Ù. ±×µéÀº ½ÃÀåÀ» ²ç¶Õ¾î º¸·Á ³ë·ÂÇØ¾ß¸¸ ÇÑ´Ù. ±×·¯³ª À̰ÍÀº ¿ì¸®¸¦ ÁÖ°üÀû ¹ÏÀ½ÀÇ ¼¼°è·Î ÀεµÇϸç, ±×·¯ÇÑ ¹ÏÀ½µéÀ» ¹Ïµµ·Ï À¯µµÇÑ´Ù. °£´ÜÇÏ°Ô ¸»Çؼ ±×°ÍÀº ¿ì¸®¸¦ ¿¬¿ªÀÌ ¾Æ´Ï¶ó ƯÁ¤ÇÑ °üÂûµé¿¡¼ ÀϹÝÀûÀÎ ±ÔÄ¢À» ±Í³³ÀûÀÎ ¼¼°è·Î ÀεµÇÑ´Ù´Â °ÍÀÌ´Ù. ..... ¾Æ¼¿Í Ȧ¶õµå´Â ¹°¸®ÇÐÀÚ ¸®Â÷µå ÆÄ¸Ó (Richard Palmer), °æÁ¦ À̷а¡ ºí·¹ÀÌÅ© ¸£¹Ù·Õ (Blake LeBaron), ÁÖ½Ä ÅõÀÚ°¡ Æú Å×ÀÏ·¯ (Paul Taylor) µî°ú ÇÔ²² ÀüÀÚ ÁֽĽÃÀåÀ» ¸¸µé¾ú´Ù. ....... (John L. Casti 1997)
Software agents ¸¦ »ç¿ëÇÑ ÀÚµ¿ ÁÖ½ÄÅõÀÚ ½Ã½ºÅÛ WARREN Àº CMU ¿¡¼ ¸¸µç ÇÁ·Î±×·¥À¸·Î À¯¸íÇÑ ÁÖ½Ä ÅõÀÚÀÚ Warren Buffet¿¡¼ À̸§À» µû¿Ô´Ù. ±×°ÍÀº financial portfolio °ü¸® ¹®Á¦¿¡ »ç¿ëµÇ´Â multiagent ±¸Á¶ÀÎ RETSINA ¸¦ ÀÀ¿ëÇÑ °ÍÀÌ´Ù. ¿©·¯ Á¾·ùÀÇ agentµéÀº Áֽİü·Ã database¿¡¼ Á¤º¸¸¦ ¾ò°í ±×¸¦ ÇØ¼®Çϰí Áֽİü·Ã ±â»ç¸¦ ÃßÀûÇϰí ÇÊÅ͸µÇÑ´Ù. ....... (WARREN)
»ç¾÷¿¡ ÀÀ¿ëÇÏ´Â °íÂ÷¿øÀÇ ÄÄÇ»ÅÍ Áö´ÉÀ» ÀçÁ¤ ÅõÀÚ (financial industry) ¿¡ ÀÌ¿ëÇÏ´Â °ÍÀº Á¦ÇÑ µÇ¾î ÀÖ¾úÁö¸¸ ÀÎÅͳݰú °ü·ÃµÇ´Â ±â¼úÀÇ ¹ßÀüÀÌ º¯È¸¦ Ã˹߽ÃÄ×´Ù. ÀÎÅͳݿ¡ ¾Õ¼ AI °¡ ¸ÅȤÀûÀÌ¸ç ´ÞÄÞÇÑ ²ÞÀ» ²Ù°Ô ÇßÁö¸¸ AI ÀÇ È²Á¦µéÀº ±×µéÀÌ ¹«¾ùÀ» ÇÒ¼ö ÀÖ´ÂÁö ¶È ºÎ·¯Áö°Ô ¸»ÇÏÁö ¸øÇß°í ±â¾÷µéÀº ½ÇÁ¦ÀûÀÎ ÀÀ¿ëÀ» °¨ÁöÇØ³»Áö ¸øÇß´Ù...... (John Hackett 2001)
µ·Àº Á¤º¸ÀÇ ÇÑ ÇüÅÂÀ̸ç, ÀÏ´Ü µðÁöÅÐÈ µÇ¸é ¼öÇÐÀûÀ¸·Î ¶Ù¾î³ »ç¶÷¿¡ ÀÇÇØ Áö¼ÓÀûÀ¸·Î ÇÁ·Î±×·¥ ÇØÅ·ÀÇ ´ë»óÀÌ µÇ´Â ÇϳªÀÇ ÆÐÅÏ (pattern) ÀÌ´Ù. µ·¿¡ ´ëÇÑ Á¤º¸°¡ Áö±¸¸¦ ¶°´Ù´Ô¿¡ µû¶ó, ±× ÆÐÅÏÀº µ· È帧ÀÇ ±ËÀûÀ» ±ú´Ý°Ô Çϸç, ¸¸ÀÏ ±× º¹ÀâÇÑ È帧ÀÇ ÀϺΰ¡ ¿¹»óµÉ ¼ö ÀÖ´Ù¸é, ±× ÆÐÅÏÀ» ÇØµ¶Çس»´Â ÇØÄ¿´Â ºÎÀ¯ÇÑ ÇØÄ¿ (¶Ç´Â À¯´ÉÇÑ ÇØÄ¿) °¡ µÉ °ÍÀÌ´Ù. .......... (Kevin Kelly 1994)
term :
°æÁ¦ (Economy) °æÁ¦ÇÐ (Economics) ½É¸®°æÁ¦ÇÐ (Behavioral Finance) ÀΰøÁö´É (Artificial Intelligence) ½É¸®ÇÐ (Psychology) È®·üÀÌ·Ð (Probability theory) È¿¿ëÀÌ·Ð (Utility Theory) °áÁ¤ÀÌ·Ð (Decision Theory) ºÒÈ®½Ç¼º (Uncertainty) ÀÇ»ç°áÁ¤ (Decision Making) °ÔÀÓ ÀÌ·Ð (Game Theory) °æ¿µ°úÇÐ (Operation Research) ÇÕ¸®¼º (Rationality) Áö´ÉÀû ¿¡ÀÌÀüÆ® (Intelligent Agent) ±Í³³¹ý (Induction) ¿¹Ãø (Prediction) º¹Àâ°è (Complex System)
site :
AI Topics : Banking & Finance AI Topics : Marketing AI Topics : Business & Manufacturing
Google : ÀΰøÁö´É ÁÖ°¡¿¹Ãø ÇÁ·Î±×·¥
ENS : ÁÖ°¡¿¹Ãø ÇÁ·Î±×·¥ : Áֽķ¼±¹°·¿É¼Ç µîÀÇ ½Ã¹Ä·¹À̼ÇÀ» ÅëÇØ ¸ðÀÇÅõÀÚ, ±³À°, ºÐ¼® ¹× ½ÇÀüÅõÀÚ¿¡ Ȱ¿ëÇÒ ¼ö ÀÖ´Â ÇÁ·Î±×·¥, ÀÏ¹Ý ÁÖ½ÄÅõÀÚÀÚµéÀÌ °úÇÐÀûÀ̰í ü°èÀûÀÎ ÇнÀÀ» ÅëÇØ È¿°úÀûÀÎ ÅõÀÚ¿î¿ë¿¡ ³ª¼³ ¼ö ÀÖµµ·Ï ÇÑ ÇÁ·Î±×·¥
Cracking Wall Street (crack : ¾ÏÈ£ÇØµ¶ ¶Ç´Â ħ¹üÇϱâ) : Kevin Kelly. WIRED (1994)
WARREN : software agents ¸¦ »ç¿ëÇÑ ÀÚµ¿ ÁÖ½ÄÅõÀÚ ½Ã½ºÅÛ : Software Agents Group at Carnegie Mellon University
Advanced investment technology center : sigma-research.com : ƯÈ÷ ½Å°æ¸Á°ú chaos ÀÌ·ÐÀ» ÀÌ¿ëÇÑ Æ÷Æ®Æú¸®¿À ±¸¼º°ú °ü·ÃµÈ ¼Àû°ú ¼ÒÇÁÆ®¿þ¾î¿¡ °üÇÑ ¸µÅ©¸¦ Á¦°øÇÑ´Ù.
AI in Finance and Investment Gems : Robert R. Trippi. UCSD Graduate School of International Relations and Pacific Studies : finance and investment ¹®Á¦¿¡ AI ¸¦ ÀÀ¿ëÇÏ´Â ¹®Á¦¿Í °ü·ÃµÈ ¸¹Àº ¸µÅ© Á¦°ø.
Advanced Financial Systems Research : advanced-finance.com : ÀçÁ¤°ú ÅõÀÚ ºÐ¼®°ú °áÁ¤À» À§ÇÑ µµ±¸·Î¼ natural language processing and expert systems À» ÁýÁßÀûÀ¸·Î ¼Ò°³ÇÑ´Ù. ¸µÅ©¿¡¼´Â ¸¹Àº ÀڷḦ º¼ ¼ö ÀÖ´Ù.
The page of Artificial Intelligence in Finance : advanced-finance.com. Marco Constantino ¿î¿µ : °ü·Ã ¸µÅ©¸¦ º¼ ¼ö ÀÖ´Ù.
Introduction to AI and Expert Systems : Carol E. Brown and Daniel E. O'Leary (USC ÀÇ È¸°èÇÐ ±³¼öÀÌ¸é¼ AI Àü¹®°¡) : AI ¿Í Ãß·Ð, Áö½Ä°øÇÐ Àü¹Ý¿¡ °üÇØ ¿ä¾àÁ¤¸®ÇÏ¸é¼ È¸°èÇÐ(business accounting)¿¡¼ »ç¿ëµÈ ¿¹µéÀ» ÀÚ¼¼È÷ ¼³¸íÇÑ´Ù.
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°æÁ¦Àû ÇÕ¸®¼º : ÀûÀÀÇÏ´Â Àΰø¹° : Herbert Simon
Countrywide Loan-Underwriting Expert System (CLUES) : Houman Talebzadeh, Sanda Mandutianu, Christian F. Winner (1995). AI Magazine. »ý»ê¼ºÀ» Çâ»ó½ÃŰ°í ºñ¿ëÀ» Àý°¨Çϱâ À§ÇÑ ½Ã½ºÅÛ
ÄÄÇ»ÅͰ¡ »ç¾÷À» ¹è¿ì°í ÀÖ´Ù : John Hackett. Bank Technology News. (April 2001) :
°ÅÀÇ Àΰ£? AI °¡ ±â¼ú Àü¹®°¡µéÀÇ ½ÉÀå°ú ¸¶À½À¸·Î µÇµ¹¾Æ ¿À´Ù : Robert J. Derocher. Insight (The Magazine of the Illinois CPA Society, September 2001) : 'Introduction to Artificial Intelligence and Expert Systems," ÀÇ ÀúÀÚÀÎ Brown and Daniel O'Leary ´Â AI ´Â ¸Å¿ì °·ÂÇÑ ¼ö´Ü°ú ¹æ¹ýÀ¸·Î ±â¾÷ÀÇ ¹®Á¦¸¦ ÇØ°áÇÏ´Â µ¥¿¡ »ç¿ëµÉ °ÍÀÌ´Ù ¶ó°í ¸»ÇÑ´Ù .....
·Îº¿ÀÌ ÁÖ½ÄÅõÀÚ¿¡¼ Àΰ£À» À̱â´Ù : The BBC (August 8, 2001) : IBM ¿¡¼ ¸¸µç ·Îº¿ trading agentsÀÎ 'bots'ÀÌ ÁÖ½Ä ¸Å¸Å ½Ã¹Ä·¹À̼ǿ¡¼ Àΰ£ ÅõÀÚÀÚ¸¦ À̰å´Ù ......
MITA: An Information-Extraction Approach to the Analysis of Free-Form Text in Life Insurance Applications : Barry Glasgow, Alan Mandell, Dan Binney, et al. (1998). AI Magazine pdf ÆÄÀÏ
±â¼ú·Î¼ µ·ÀÇ °æ·Î¸¦ ÃßÀû : Sandeep Junnarkar. CNET News.com (November 20, 2001) : AI ¼ÒÇÁÆ®¿þ¾î¸¦ °³¹ßÇϴ ȸ»çÀÎ Searchspace ÀÇ CEO ÀÎ Konrad Feldman Àº " ¸ðµç Àǽɽº·± À繫 Ȱµ¿À» ÁÖ½ÃÇÏ´Â °ÍÀº ºÒ°¡´ÉÇÏÁö¸¸, ´õ ÀÛÀº ÃøÁ¤À¸·Îµµ À繫 µ¥ÀÌÅ͸¦ ãÀ» ¶§ ÀºÇàµé¿¡ µµ¿òÀÌ µÉ ¼ö ÀÖ´Ù...
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